Welcome to 3013 VT Route 122, an exceptional opportunity to own a spacious 4-bedroom, 2-bathroom home nestled in the heart of Sheffield, Vermont. Combining long-term value, major modern infrastructure upgrades, and competitive owner financing, this property is the perfect canvas for your homesteading or renovation dreams. The heavy lifting has already been done for you. Thanks to extensive weatherization by Efficiency Vermont, the home is fully insulated, keeping you warm in winter and cool in summer. A brand-new high-efficiency propane heating system and high-efficiency water heater have been installed, helping keep monthly utility costs low. The interior features brand-new vinyl windows that provide excellent thermal performance and plenty of natural light. The electrical system has also been completely updated, giving you peace of mind and a modern foundation to build upon. While the home needs paint and cosmetic updating, it is move-in ready and easy to live in while you work on it. You can take your time customizing the space, refinishing floors, and picking paint colors without the pressure of a major structural overhaul. The classic layout offers a generous floor plan with ample room for a growing family or home office. Outside, the backyard features the soothing sounds of Miller's Run, a beautiful stream flowing directly behind the property. It offers a peaceful backdrop for morning coffee, evening relaxation, or weekend gatherings. The seller is also offering owner financing at a 3.5% interest rate with $40,000 down, providing an affordable path to homeownership. Don't miss this unique blend of Vermont charm, modern upgrades, and rare financing terms. Bring your creative vision and turn this solid house into your dream home!